0800 543 384


Keeping you prepared for even the most unexpected events, no matter where you are along your financial journey

Critical Illness Trauma Cover

We live in a world of advanced science and medicine, but illness still occurs. If you were to suffer from cancer, stroke, or heart disease, you’d be forced to worry about not just your body, but your finances as well. The burden of caring for yourself while unable to work is a doubly painful blow.

We’re here to ensure that this doesn’t happen. Our specialists can provide you with a policy to provide a lump sum in the event of a pre-defined critical condition, making sure you have enough money to take care of yourself.

The world of medicine is an extremely complicated one, and it is easy for blanket policies to be full of loopholes that other companies may use to cut you out of the money you’re owed. Here, we take a different approach.

You can discuss with our specialists exactly what medical concerns you’re afraid may come up in future, and a plan will be created to take care of that.

If you want to ensure you’ll be covered should your health take a hit, call us on 0800 543 384 or enquire online today.



Request your personalised quote online today.

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Discuss your needs with a real person from our nationwide team of specialists.



Our process is simply easy

Here at Centastone, we're all about people (well, people and finances!). As an all-encompassing financial services company who specialise in risk management and investments, customers appreciate our direct approach. When you work with us, you won't be endlessly dealing with machines; you'll be talking to real people every step of the way to make sure that you get the financial help you need.

When you're looking for insurance or a mortgage, it can be overwhelming – not to mention time consuming! We want to make sure that your experiences sorting your finances and risk management are as streamlined and as painless as possible.

Latest News

Why Do You Need A Plan?

At Centastone we are big on planning and goal setting

Autumn News

We would like to take this opportunity to share with you the news that Gary Skeates has chosen to semi-retire from the industry and transfer his business, LIFE-TIME Financial Group Ltd, to Centastone Ltd.

Health insurance closes in on $1 billion claims milestone

The health insurance industry will fund a billion dollars in health claims this year, according to statistics released today by the Health Funds Association of New Zealand (HFANZ).

10 simple ways to stop wasting money!

We saw these handy tips in the Sunday Star Times recently and agree that a little planning when it comes to money can go along way. We can also specifically help with number 9!