0800 543 384


Keeping you prepared for even the most unexpected events, no matter where you are along your financial journey

Total Permanent Disablement

Whether it’s a workplace accident or an unexpected incident in day to day life, there’s always the risk of becoming disabled permanently. If this happened to you, it could be devastating to your livelihood.

To ensure that you and your family are still well-cared for, we’ll set you up with a lump sum payment to be paid in the event of total and permanent disability. This payment also extends to permanent illness which prevents continued work in your profession.

This will ensure you can maintain a high quality of life, and avoid harming the livelihoods of those around you.

Our specialists are available to discuss details with you, and help you arrange your coverage in the event of disability. With a simple, quick meeting, we can get you set up to take away at least one of the stresses you would face should you become disabled.

Make sure you’re covered – call us on 0800 543 384 or enquire online today.



Request your personalised quote online today.

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Discuss your needs with a real person from our nationwide team of specialists.



Our process is simply easy

Here at Centastone, we're all about people (well, people and finances!). As an all-encompassing financial services company who specialise in risk management and investments, customers appreciate our direct approach. When you work with us, you won't be endlessly dealing with machines; you'll be talking to real people every step of the way to make sure that you get the financial help you need.

When you're looking for insurance or a mortgage, it can be overwhelming – not to mention time consuming! We want to make sure that your experiences sorting your finances and risk management are as streamlined and as painless as possible.

Latest News

Why Do You Need A Plan?

At Centastone we are big on planning and goal setting

Autumn News

We would like to take this opportunity to share with you the news that Gary Skeates has chosen to semi-retire from the industry and transfer his business, LIFE-TIME Financial Group Ltd, to Centastone Ltd.

Health insurance closes in on $1 billion claims milestone

The health insurance industry will fund a billion dollars in health claims this year, according to statistics released today by the Health Funds Association of New Zealand (HFANZ).

10 simple ways to stop wasting money!

We saw these handy tips in the Sunday Star Times recently and agree that a little planning when it comes to money can go along way. We can also specifically help with number 9!